Individual Retirement Account Certificates of Deposit

A BlueRidge Bank IRA Certificate of Deposit is the safest way to earn a higher return on your retirement funds.  Our IRA Certificates of Deposit offer a choice of terms of 1 to 5 years, so your savings are available when they’re needed.  Best of all you can open a Contributory IRA Savings account with as little as $10. This allows you to save toward an IRA Certificate of Deposit in smaller increments, such as payroll deductions. IRA annual contribution limits are set annually by the IRS.