Business Checking Accounts
Regular Business Checking Account:
The economical choice for businesses needing a basic checking account with lower monthly activity.
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- Minimum opening deposit: $0
- Minimum collected daily balance: $1,000
- Monthly maintenance fee: Free, if minimum collected daily balance maintained; otherwise, $10 per month.
- Monthly items allowed: 250
- ACH items allowed: Unlimited
- Excess Transaction Fees: $0.25 per deposited item, debit or deposit ticket over monthly allowance
- Monthly Earnings Credit: No
- Link to Overnight Investments: Yes
- 24-hour online access: Yes, free
- Visa Check Card: Yes, free usage at BlueRidge Bank ATMs and for unlimited surcharge-free access to Star Service Charge Free (www.star.com) and Allpoint (www.allpointnetwork.com) ATMs.
- Online Banking: Yes, free
- Online Bill Pay: Yes, free
- Electronic Monthly Statements: Yes, free
- Paper Monthly Statements: Yes, $5.00 per month of concurrently enrolled in Online Banking
- Check Image: Yes, free
- And especially Remote Deposit Capture: Yes, please visit Remote Deposit link for more information
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